Huma Finance price
in USD$0.02178
-- (--)
USD
Last updated on --.
Market cap
$37.79M #218
Circulating supply
1.73B / 10B
All-time high
$0.11
24h volume
$56.99M


About Huma Finance
HUMA (Huma Finance) is a pioneering PayFi (Payment Finance) network that bridges traditional payments with decentralized finance (DeFi) on the blockchain. It enables instant, borderless transactions by providing liquidity against real-world income streams like invoices and payroll, eliminating the delays of traditional banking. Built on Solana for speed and low fees, Huma processes billions in transactions, offering borrowers collateral-free credit and lenders stable, real-world yield from payment flows—not speculative incentives. Its $HUMA token powers governance, staking, and ecosystem rewards, making it a key player in the future of on-chain finance. With backing from major industry players and a track record of zero bad debt, Huma is transforming how businesses and individuals access liquidity globally.
AI insights
New
Solana
Payment

Last audit: 31 Dec 2022, (UTC+8)
Huma Finance’s price performance
Past year
--
--
3 months
-34.91%
$0.03
30 days
-38.79%
$0.04
7 days
-19.55%
$0.03
Huma Finance on socials

Tired of Traditional Finance? Then PayFi powered by @humafinance is here for you, Let's Find out more
What is Huma Finance & How Huma Originated?
Huma was founded by @DrPayFi & @0xErbil, they have been well known in the space for long, Huma Finance was Incubated in 2022-2023 where they aim to solve real world financing problems, They partnered with Arf later & Some top Solana giants like Circle, Stellar Development, ParaFi etc.
Raised $46.3M in 2 rounds from Top investors helped them build promising Tech changing the whole meta.
What is Huma's Vision?
Huma Finance is the world's first Payfi (Payment Financing) Network that Revolutionizes global payment with Strategy to pay now, build now..
Traditional System is Slow, Expensive, Broken, Faulty. Using Stablecoins it Eliminates those Risks.
Riding the Stablecoins wave🌊 with Huma Finance.
I have added a reference from @FourPillarsFP report on Payfi
Huma Stablecoins have Expanded Stablecoins the markets itself, Stablecoins kkkged $27.6 Trillion more than @Visa & @Mastercard combined.
With 2025 being the trend of Stablecoins & Volume growth.
🟣$ETH Settled $480B in Stablecoins in May 2025.
🟣By June, total Stablecoins Value was $250B.
🟣USDT including $154B & $USDC including $61B, while other yield bearing StableCoins hold over $20B, more than 7% of the market.
Huma's unique model.
Huma Finance has a Unique model with Enhancing PayFi Ecosystem, that has integrated Real world payment Streams into Decentralization to Enable:
1️⃣ T+0 Settlement
2️⃣ Permissionless credit
3️⃣ RWA Assets Backed loans
4️⃣ Encouraging Institution Adoption
5️⃣ Cross Border payments
6️⃣ Using PayFi stack
7️⃣ $HUMA native token
Using Six layer Infrastructure stack for having scalable global payment Financing.
With adoption in Surge, Mcap grew from 57% $100B to 204B & monthly Volume growing to $2.6T in 2024,
Just imagine the number it will be closing the year 2025
Payfi use case:
1⃣ PayFi Application Eliminates Hassle of traditional Banking & Accelerates Global money Movement.
Empowering Businesses in Africa, Asia, America to adopt Payfi as a whole for Settlement.
2⃣ Stablecoin Backed Cards: These cards are a nice example of how Payfi application enables innovative financing solutions.
Backing USDC based spent through the card, At the end of Each Billing cycle. The balance is settled through On-chain Liquidation Ensuring Transparency & Efficiency.
3⃣ Backing USDC based spent through the card, At the end of Each Billing cycle. The Balance is settled through On-chain Liquidation Ensuring Transparency & Efficiency & Eliminating Banking rails & Escaping Traditional methods of sending money.
Trade Finance: Modernize how suppliers
🟣 get paid faster settlement
🟣 less frictional
🟣 More growth
🟣 Access short term funding for Business
Three main aspects are dependent on the future of Payfi
1️⃣ T+0 Settlement
2️⃣ Market Regulation & Payfi Awareness
T+0 Settlement: Currently cross border payments take 2-3 days to settle, With PayFi T+0 Settlement means same day settlement is possible fast forwarding Now you don't Even have to wait for a day.
The payments are instantly settled in your account. This can be implemented in other Protocols with Payfi's 6 layer stack Technology helps enable same day payment.
Market Regulations & Awareness of PayFi: The Payfi growth has just started with in coming years we can see it having a Huge global Impact on Country Economy.
The Recent Bill passing at White house boosted Stablecoins Adoption rate helping Businesses use Stablecoins for payments.
IRL events & summits are greater opportunities of marketing for PayFi, Huma Co-founder Richard & Erbil are very good at it.
Onboarding users through InfoFi campaigns is one more way to Educate & On-board.
A specific Regulation committee should be set up to control the Stablecoins platform production & adoption.
Recently @Visa & @Mastercard were Onboarded on Payfi where they Integrated Stablecoin Based payment on their Platforms.
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Huma Finance on OKX Learn
Huma Finance Airdrop: How to Maximize Rewards and Understand the PayFi Revolution
What is Huma Finance? An Overview of the PayFi Model Huma Finance is revolutionizing decentralized finance (DeFi) with its innovative PayFi (Payment Finance) model. Unlike traditional crypto lending p
Huma Finance: Revolutionizing Global Payments with PayFi
Introduction to Huma Finance In the rapidly evolving world of cryptocurrency, Huma Finance stands out as a pioneering force, introducing the concept of PayFi—Payment Financing—to the global stage. Lau
Huma Finance FAQ
Currently, one Huma Finance is worth $0.02178. For answers and insight into Huma Finance's price action, you're in the right place. Explore the latest Huma Finance charts and trade responsibly with OKX.
Cryptocurrencies, such as Huma Finance, are digital assets that operate on a public ledger called blockchains. Learn more about coins and tokens offered on OKX and their different attributes, which includes live prices and real-time charts.
Thanks to the 2008 financial crisis, interest in decentralized finance boomed. Bitcoin offered a novel solution by being a secure digital asset on a decentralized network. Since then, many other tokens such as Huma Finance have been created as well.
Check out our Huma Finance price prediction page to forecast future prices and determine your price targets.
Dive deeper into Huma Finance
Huma Finance is a PayFi network, powering the financing of global payments with instant access to liquidity.
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OKX does not provide investment or asset recommendations. You should carefully consider whether trading or holding digital assets is suitable for you in light of your financial condition. Please consult your legal/tax/investment professional for questions about your specific circumstances. For further details, please refer to our Terms of Use and Risk Warning. By using the third-party website ("TPW"), you accept that any use of the TPW will be subject to and governed by the terms of the TPW. Unless expressly stated in writing, OKX and its affiliates (“OKX”) are not in any way associated with the owner or operator of the TPW. You agree that OKX is not responsible or liable for any loss, damage and any other consequences arising from your use of the TPW. Please be aware that using a TPW may result in a loss or diminution of your assets. Product may not be available in all jurisdictions.
Market cap
$37.79M #218
Circulating supply
1.73B / 10B
All-time high
$0.11
24h volume
$56.99M




